Disclaimer

The Rupert Fund Finder platform provides fund information and algorithmic matching as an informational tool only. The fund matches, rankings, and information displayed on this platform do not constitute: - Personalised financial advice - A recommendation to invest in any specific fund - A solicitation or offer to buy or sell any financial product - An endorsement of any fund, asset manager, or investment platform The output of our matching algorithm is based on the general preferences you input during your assessment. Two users with similar inputs may receive the same matches despite having materially different financial circumstances. Only a licensed financial advisor who understands your full financial picture can provide personalised investment advice.

Rupert Invest (Pty) Ltd is not registered as a Financial Services Provider with the Financial Sector Conduct Authority (FSCA) of South Africa. We do not hold a Category I, II, IIA, or III FSP licence. We do not: - Give advice on which financial products to buy - Intermediate between investors and financial product providers - Manage investment portfolios - Receive commission or remuneration from any fund house, asset manager, or investment platform in connection with our fund matching service Our fund database includes funds that may have paid for sponsored placement ("Featured" status). Sponsored placement affects display position only — it does not affect our algorithmic matching output, which is based solely on your stated risk profile and preferences.

Fund information displayed on our platform is sourced from publicly available data, regulatory filings, asset manager websites, and other public sources. While we make reasonable efforts to ensure accuracy, we do not guarantee that any fund information is: - Complete or comprehensive - Current or up to date - Free from errors or omissions Fund sizes, total expense ratios (TERs), minimum investment amounts, performance data, and platform availability are subject to change at any time. The information on our platform may lag behind real-time changes. Always verify fund details directly with the relevant asset manager or investment platform before investing. Past performance information, where displayed, is not indicative of future returns. Investment values can go up as well as down, and you may receive back less than you invest.

All investments carry risk. Before investing in any fund, you should understand that: - The value of investments can fall as well as rise - Past performance is not a reliable guide to future performance - You may receive back less than the amount you invest - Exchange rate fluctuations can affect returns on international funds - Inflation can erode the real value of returns - Different funds carry different levels of risk — higher potential returns generally come with higher risk Our risk profiling tool categorises funds on a scale of 1 to 7 based on standard industry risk classifications. This is a general guide only and should not be relied upon as a definitive assessment of investment risk for your specific circumstances.

Information about Regulation 28 compliance (for retirement funds) and Tax-Free Savings Account (TFSA) eligibility is provided for general guidance only. Tax and retirement fund regulations change from time to time. Consult a tax practitioner or financial advisor for advice specific to your situation. The annual TFSA contribution limit of R36,000 (as of the date of this disclaimer) is set by SARS and may change. Rupert does not provide tax advice.

Our platform may reference or link to investment platforms (such as EasyEquities, Allan Gray, Sanlam, and others), asset managers, and financial advisors. These references do not constitute an endorsement. Rupert has no control over third-party websites or their content and accepts no responsibility for their accuracy, availability, or compliance with applicable laws. Any financial advisor contacts provided through our platform are listed for information purposes only. We do not verify, endorse, or take responsibility for the advice given by any financial advisor.

To the fullest extent permitted by law, Rupert Invest (Pty) Ltd, its directors, officers, employees, and agents disclaim all liability for any loss or damage — whether direct, indirect, consequential, or otherwise — arising from: - Reliance on any fund match, fund information, or content on this platform - Any investment decision made on the basis of information obtained from this platform - Any error, omission, or inaccuracy in fund data - Interruption or unavailability of our service This disclaimer does not exclude liability that cannot be excluded under South African law.

This disclaimer is governed by the laws of the Republic of South Africa. Any disputes shall be subject to the jurisdiction of the South African courts.

We may update this disclaimer from time to time. The date at the top of this page indicates when it was last revised. Continued use of our platform constitutes acceptance of the current disclaimer.

For questions about this disclaimer, contact us at legal@rupertinvest.co.za.